Last updated: June 2025
By accessing and using offsetcalculator.com.au ("the website"), you agree to these Terms of Use. If you do not agree, please do not use the website.
1. General Information Only
This website provides general information and calculation tools relating to mortgages, offset accounts and home loans in Australia. All content is for general informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. See our full Disclaimer for details.
2. No Professional Advice
We are not a licensed financial adviser, mortgage broker, accountant, or lawyer. Nothing on this website should be relied upon as professional advice. You should seek advice from an appropriately qualified and licensed professional before making any financial decision.
3. Calculator Results Are Estimates
The calculators on this website produce estimates based on the information you enter and simplified mathematical models. Results may differ from actual figures provided by your lender. We do not guarantee the accuracy, completeness, or applicability of any calculation to your circumstances.
4. No Warranties
The website is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, secure, or free from viruses or other harmful components.
5. Limitation of Liability
To the maximum extent permitted by law, we accept no liability for any loss or damage (including direct, indirect, incidental, or consequential loss) arising from your use of, or reliance on, this website or its content. Nothing in these terms excludes any rights you have under the Australian Consumer Law that cannot lawfully be excluded.
6. Third-Party Links and Advertising
This website may contain links to third-party websites and display third-party advertising. We do not control and are not responsible for the content, products, or services of any third party. Links and ads do not constitute endorsement. Some links may be affiliate links from which we may earn a commission at no additional cost to you.
7. Intellectual Property
All content on this website, including text, calculators, graphics, and design, is owned by or licensed to us and is protected by copyright. You may view and use the content for personal, non-commercial purposes only. You may not reproduce, republish, or redistribute our content without permission.
8. Your Use of the Website
You agree not to use this website for any unlawful purpose, to attempt to gain unauthorised access to our systems, or to interfere with the website's operation or security.
9. Changes to These Terms
We may update these Terms of Use from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised terms.
10. Governing Law
These Terms of Use are governed by the laws of Australia. Any disputes will be subject to the jurisdiction of the Australian courts.
11. Contact
If you have any questions about these Terms of Use, please contact us.