Mortgage Offset Calculator

See exactly how your offset account saves interest and find your fastest payoff date.

Your Loan Details

Loan Balance

Offset Account Balance

Annual Interest Rate

Monthly Repayment

Extra Monthly Payment

Monthly Offset Top-up

Quick Scenarios

Payoff Time

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Total Interest

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Interest Saved

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Net Interest-Bearing Balance

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Monthly Interest Cost

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Balance Over Time

Year	Loan Balance	Offset	Net Balance	Cumul. Interest